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Things You Did Not Know About Home Warranties

One can only imagine how a home would feel with the HVAC not working especially after one has just bought a home. It the same line, one would be very much worried if his or her roof was blown at a time he or she does not expect any expense. One would be safer if he or she had a home warranty but one would need to have basic information on what it is, to begin with. It is essential for one to begin by noting that a home warranty is a type of cover that tends to cater for cost of repairs and installations of any broken appliance in the house for 12 months after its renewal. A home warranty tends to last exactly 12 years even if one had to transfer ownership of the house in question.

One may think that a homeowner insurance is more or less like a home warranty. However, one would need to note that a home warranty tends to cover even the normal break down of appliances and components that the homeowner insurance plan does not cover. With that in mind, one would need to view a home warranty as complementary to a homeowner insurance and not a substitute.

Most of the items in a home tend to be covered by a home warranty.

Unlike a manufacturers warranty that tends to cover only the replacement within a year after purchase, a home warranty tends to cover the cost as well and can be extended to as many years as one may need. One would need to note that a home warranty, unlike a manufacturer’s warranty, tends to cover both the cost and the repair or the installation.

When enrolling to a home warranty a home inspection is not necessary. One may only need to make sure that all the covered items are properly installed, maintained and are in good working condition by the time one is applying for a home warranty. One would not need to forget that a home warranty is more or less a one year contract.

It may be wise to also note what happens in a case where one sells the house in question. One would need to note that the benefits tend to be extended to the new owner in a case where one sells a home. In a case where one, for example, has stayed for only two months after enrollment, the home buyer would enjoy the benefits that come with the home warranty for ten more months before the home warranty expires. One may, however, go for an extension of the home warranty in a case where it is necessary especially when one is selling his or her home.

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